How to get the maximum Cayo Perico Heist payout in GTA Online

To heist or not to heist.

Heists are one of the main appeals of GTA Online, and for good reason. They feature tons of high action, exciting gameplay, and of course big payouts. It’s no wonder why they continue to remain strong even though the game has been around since 2013.

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The Cayo Perico Heist is one of the many heists you can take on, and it features plenty of valuable targets for a great payout. If you’re looking for some cash, it can be a good heist to choose. We’re here to let you know the maximum Cayo Perico Heist payout that you can get.

What’s the highest payout for the GTA Online Cayo Perico Heist?

The best possible take home for the Cayo Perico Heist is around $4.18 million. However, the max payout is going to vary based on what targets you go for, and how many players you have. If you miss out on certain targets, you’ll miss out on cash. There are also bonuses for completing the heist with more players. You’ll need to grab all the loot and play with four players to get the most amount of money.

Going solo and getting all the targets will net you around $2.68 million. You won’t receive the bonus for playing with a group, so without those bonuses, you’ll take a significant hit on your earnings.

It should also be noted that the setup for this heist will cost you $100,000, so be prepared to lose that much to play the heist.

Image via Rockstar

How to get the maximum payout for the Cayo Perico Heist

To get the highest payout, you need to grab the primary and secondary targets. These are extra pieces of valuable loot that earn you more money when the heist is over. 

Cayo Perico Heist all primary targets

These are the primary targets and their payouts:

Primary TargetPayoutPayout (Hard Mode)
Madrazo Files$1,100,000Not available 
Ruby Necklace$700,000$770,000
Sinsimito Tequila$630,000$693,000
Pink Diamond$1,300,000$1,430,000
Bearer Bonds$770,000$847,000
Panther Statue$1,900,000$2,090,000

Cayo Perico Heist all secondary targets

These are the secondary targets and their payouts:

Secondary TargetPayout
Rubio’s Safe$20,000 – $99,000
Weed$130,500 – $135,000
Coke$198,000 – $202,500
Paintings$157,500 – $180,000
Gold $328,333 – $333,333
Cash$78,750 – $83,250

These prices are for the targets after the nerf to the heist that was done in late 2023. Before this, you could actually earn about 10% more for these targets, but the Cayo Perico Heist was given an update that lowered a lot of these target’s payouts. Maybe you could sell some cars to make up for the loss.

Cayo Perico Heist all bonuses

You can also earn more money for special bonuses when you complete the heist. Here are the bonuses and the requirements needed to earn them:

BonusTaskPayout
The Cayo Perico HeistComplete the Cayo Perico Heist for the first time$200,000
Going AloneComplete the heist as a single-player$100,000
TeamworkComplete the heist with four players$100,000
Cat BurglarComplete the heist without being detected$100,000
ElitistComplete the Elite Challenge$200,000
Blow HardComplete the heist on Hard without losing a life$200,000
Travel PlansApproach the island using all the available vehicle options$250,000
Professional ThiefSteal all variations of the Primary Target$150,000

Is the Cayo Perico Heist worth it?

The Cayo Perico Heist is a worthwhile heist to do and is actually quite useful when playing solo. For around an hour of work, you’ll get at least a million when it’s all said and done. While unfortunately the nerfs have taken some of the wind out of its sails, it’s still good.

It’s a pretty solid heist with a good payout, and for the time spent on the heist. However, it does lose some of its luster as you replay it over and over again, but you should definitely complete it at least a few times.

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Annie Thelen
Destructoid Contributor - Annie has been a fan of video games ever since beating every one of her cousins at Super Mario Kart in her grandparent's basement. She's been writing about them for over a year now, and continues to love them more everyday. Besides Mario Kart, her favorites are Legend of Zelda, Halo, Persona, Saints Row, The Sims, and plenty more.
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